In December 2025, the overnight Secured Overnight Financing Rate (SOFR) averaged 3.80%, ranging from 3.66% to 4.12%. The rate on December 31, 2025 was 3.87%.
← November 2025All monthsJanuary 2026 →
| Date | Overnight SOFR | 30-Day Avg | 90-Day Avg | 180-Day Avg | Volume |
| Mon, Dec 1 | 4.12% | 4.00% | 4.18% | 4.29% | $3.45T |
| Tue, Dec 2 | 4.01% | 4.00% | 4.18% | 4.29% | $3.41T |
| Wed, Dec 3 | 3.95% | 3.99% | 4.18% | 4.29% | $3.36T |
| Thu, Dec 4 | 3.92% | 3.99% | 4.17% | 4.29% | $3.30T |
| Fri, Dec 5 | 3.93% | 3.98% | 4.16% | 4.29% | $3.22T |
| Mon, Dec 8 | 3.95% | 3.98% | 4.15% | 4.28% | $3.21T |
| Tue, Dec 9 | 3.93% | 3.99% | 4.14% | 4.28% | $3.24T |
| Wed, Dec 10 | 3.90% | 3.99% | 4.14% | 4.28% | $3.22T |
| Thu, Dec 11 | 3.66% | 3.98% | 4.13% | 4.27% | $3.30T |
| Fri, Dec 12 | 3.67% | 3.97% | 4.12% | 4.27% | $3.26T |
| Mon, Dec 15 | 3.75% | 3.94% | 4.10% | 4.26% | $3.27T |
| Tue, Dec 16 | 3.69% | 3.94% | 4.09% | 4.26% | $3.32T |
| Wed, Dec 17 | 3.69% | 3.93% | 4.08% | 4.25% | $3.29T |
| Thu, Dec 18 | 3.66% | 3.92% | 4.08% | 4.25% | $3.27T |
| Fri, Dec 19 | 3.66% | 3.91% | 4.07% | 4.25% | $3.24T |
| Mon, Dec 22 | 3.68% | 3.88% | 4.06% | 4.23% | $3.25T |
| Tue, Dec 23 | 3.66% | 3.87% | 4.05% | 4.23% | $3.25T |
| Wed, Dec 24 | 3.66% | 3.87% | 4.05% | 4.23% | $3.19T |
| Fri, Dec 26 | 3.76% | 3.84% | 4.03% | 4.22% | $3.23T |
| Mon, Dec 29 | 3.77% | 3.81% | 4.02% | 4.21% | $3.35T |
| Tue, Dec 30 | 3.71% | 3.80% | 4.02% | 4.20% | $3.32T |
| Wed, Dec 31 | 3.87% | 3.79% | 4.01% | 4.20% | $3.48T |
SOFR is the Secured Overnight Financing Rate, published every U.S. business day by the New York Federal Reserve. See the current SOFR rate, or download the latest 30-day data as CSV.
Use of any data published by the New York Fed is subject to their Terms of Use for Select Rate Data. New York Fed has no liability for your use.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.