Secured Overnight Financing Rate (SOFR)Market DashboardFed Policy RatesTreasury RatesMortgage Rates

US Rates Monitor: SOFR, Treasury Yields, Fed Policy & Mortgage Rates

Dashboard tying together funding costs, curve signals, and consumer impact.

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Liquidity (Short-Term Rates)

SOFR (Benchmark)
3.63%
30-Day Avg: 3.66%
Latest: Mar 24, 2026
30-Day Trend
View Past & Averages >
Fed Funds (Effective)
3.64%
Target range: 3.50% – 3.75%
Latest: Mar 24, 2026
30-Day Trend
View Policy Rates >
SOFR vs. Fed Funds
-0.01%
SOFR minus Effective Fed Funds Rate
Latest: Mar 24, 2026
30-Day Trend

Investment (Treasuries & Curve)

2-Year Yield
3.90%
US Treasury 2Y
Latest: Mar 24, 2026
30-Day Trend
View Treasury Yields >
10-Year Yield
4.39%
US Treasury 10Y
Latest: Mar 24, 2026
30-Day Trend
View Treasury Yields >
2s/10s Spread
+0.49%
10y minus 2y yield NOT inverted
Latest: Mar 24, 2026
30-Day Trend
View Yield Curve >

Consumer (Mortgages)

15y Mortgage Rate
5.54%
Average 15-Year Fixed
Latest: Mar 19, 2026
30-Day Trend
View Mortgage Rates >
30y Mortgage Rate
6.22%
Average 30-Year Fixed
Latest: Mar 19, 2026
30-Day Trend
View Mortgage Rates >
Est. ARM Reset Rate
6.41%
30d SOFR + 2.75% margin
Latest: Mar 24, 2026
30-Day Trend
SOFR sensitivity >

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